How to check vehicle insurance status online
Every vehicle running on indian roads must have a valid vehicle insurance . Even if you do not have a comprehensive policy, you must get a third-party car insurance policy without fail. As these insurance policies expire, you can always check its status online.
Here is how you can check the status of your vehicle insurance policy online.
Check vehicle insurance status on the insurance provider's website
One of the easiest methods to check the status of the vehicle insurance policy online is through the insurer’s website. You need to follow these simple steps and can check the status within a few minutes:
Step 1: Open the official website of the insurance companyStep 2: Enter the details relevant to the vehicle insurance policy
Step 3: Once redirected, you will be able to see the insurance status of your vehicle.
Check vehicle insurance status on the IIB portal
The Insurance Information Bureau of India (IIB) is assigned with the task to maintain all insurance-related information in the country. However, in case of motor insurance, it only holds information on vehicles insured after April 1, 2010. To check the status of your vehicle insurance, you need to follow the steps listed below:
Step 1: Visit the official IIB website - https://iib.gov.in/Step 2: Click on the ‘Motor’ tab from the menu bar.
Step 3: Enter your credentials and click on ’Submit’.
Step 4: Now navigate to the ‘Quick Links’ section and hit the ‘V-seva’ tab. You will now be redirected to the ‘Accident Vehicle Information Retrieval System.’
Step 5: Here, you will need to enter all the details such as name, address, mobile number, and email id of the owner. The vehicle registration details also go here.
Step 7: If applicable, also fill in the date and place of the accident of the vehicle and finally submit.
If your vehicle registration and insurance have been updated on the portal, it will be displayed.
Note - Remember, it takes two months for the portal to update the information, so if you don’t see your status you need to check again later.
Check vehicle insurance status via parivahan sewa website
Parivahan Sewa Portal is an initiative by the Ministry of Road Transport and Highways (MORTH) which contains data regarding any changes made to the vehicle insurance policy.
Step 1: Visit the official website of Parivahan Sewa - https://parivahan.gov.in/parivahan/Step 2: Click on the ‘informational service’ tab on the menu bar.
Step 3: From the drop-down menu, click on 'Know your vehicle details.'
Step 4: Once you are redirected to the Vahan NR e-Services page, enter your registered mobile number.
Step 5: Type in the verification code sent to your mobile number and the vehicle registration number.
Step 6: Once you click on the ‘search vehicle’ tab, it will display the insurance and other details of your vehicle.
Note - The concerned vehicle should be registered on the contact number where the verification code was received.
Check vehicle insurance status on the RTO website
All vehicle owners need to mandatorily register their vehicles with their respective state’s Regional Transport Office (RTO). As registration with them is mandatory, this portal is the quickest way to check the status of the vehicle insurance policy online. Here are the steps:Step 1: Visit the state RTO website relevant to you
Step 2: On the menu bar, you need to click on the ‘Online Services for Citizens’ tab
Step 3: Next, click on ‘Vehicle Related Online Services’ followed by ‘Vahan Citizens Services.’
Step 4: Enter the information of your respective RTO branch.
Step 5: On the menu bar, click on ‘Status.’
Step 6: Choose ‘Know Your Vehicle Details.’
Step 7: Furnish your vehicle chassis number and engine number along with your registration number.
Step 8: Enter the CAPTCHA code.
Step 9: The next screen will display the required information.
Check vehicle insurance status via Vahan website
For anyone finding it difficult to do a vehicle insurance check online via any of the above mentioned portals, you can use the Vahan website as an alternative. Here are the steps:Step 1: Visit the Vahan e-Services portal - https://vahan.parivahan.gov.in/nrservices/
Step 2: Click on the ‘Know Your Vehicles’ tab.
Step 3: Enter your registered mobile number
Step 4: Enter the verification code received on the registered mobile number.
Step 5: Click on the ‘Search Vehicle’ option. Once redirected, you will be able to see the details of your vehicle insurance.
With so many portals provided by the government, it has never been easier to check the status of the vehicle insurance policy online. All you need to do is enter the relevant information on the portals and you can get all the required information at your fingertips.
Also Read: Guide to file own damage insurance claim
Disclaimer - This article is for information purposes only and should not be considered investment advice. Please consult your financial advisor and/or carry out your own research on any of your planned investments.
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FAQs
What are the types of vehicle insurance coverage in India?
There are primarily three types of vehicle insurance in India. They are private car insurance, commercial vehicle insurance and two-wheeler insurance.
What factors should I consider when buying my car insurance policy?
Apart from comparing the prices, make sure to check the Insurance Declared Value (IDV) of the car. Also find out your No Claim Bonus (NCB), add-ons, the premium you will pay and the brand value of the vehicle.
What happens if my vehicle insurance policy expires?
Apart from the fact that driving a vehicle without atleast having third-party insurance is illegal, you can also end up losing your NCB. Not to forget that you would also not be able to get any monetary support, in case of any damage to the vehicle.
