Buildwealth Technologies Private Limited (hereinafter referred to as company) with CIN U74900KA2015PTC082357 having registered office at PN Plaza, 1090/B, Ground Floor, 18th Cross, 3rd Sector, HSR Layout, Bengaluru - 560 102 operates and maintains the platform Wealthy.in (website and mobile apps hereinafter referred collectively as Wealthy.in). The platform provides content and tools to users to manage their Wealth. The platform also provides investment account and execution services across different investment products on behalf of WealthyIn Customer Services Private Limited (hereinafter referred to as WealthyIN) with CIN U74900KA2015PTC083474 and ARN 106846. The company is also engaged in the business of corporate agency with COR number CA0711 and also undertakes marketing, sales and support services for WealthyIN.
The company is not an account aggregator and consolidates existing investments of a user basis the consolidated account statement shared by the user. Further, WealthyIN is not an investment advisor and any recommendation offered by the AMFI registered mutual fund distributor is incidental to the business.
Portfolio tracker is a tool, offered by the Company, which enables User to track their mutual fund and stock investments basis the CONSOLIDATED ACCOUNT STATEMENT made available to the user by CAMS/KARVY and NSDL/CDSL respectively.
In order to avail this facility, user can either forward the statements to designated email IDs (customer.support@wealthy.in) or give consent to Wealthy.in to read statements from the user's Gmail account as per the Google API user data policy.
The information/reports provided in the Tracker section is a mere summary of the information contained in the consolidated account statements. The Company will parse the statements, on a best effort basis and does not guarantee that all information is completely accurate. The Company does not also guarantee accuracy or completeness of the information/analysis or provide any assurance specific solutions/reports/ analysis etc.
The user, as and when they decide to execute a transaction, agrees to open an investment account with WealthyIN in accordance with the Terms & Conditions of specific investment products and services offered by WealthyIN. Neither the company nor WealthyIN are engaged in the business / service of providing investment advisory services.
The Company and WealthyIN provide opportunity to the User to access and avail services and/or products offered on Wealthy.in subject to the User signing-up, after carefully reading, accepting and agree to abide by the Terms of Use, Privacy Policy and other respective product related Terms and Conditions.
The Terms of Use, Privacy Policy and product related Terms and Conditions shall be modified, at any time, at the sole discretion of the Company/WealthyIN without any prior intimation to the User. The revised/modified version of the same shall be posted on Wealthy.in. It is the User's responsibility to review the same on a regular basis. By accessing and continuing to use Wealthy.in, it is deemed that the User has understood and agreed to the revised version.
In case, the User disagrees or if any of the Terms of Use, Privacy Policy and disclaimers is not acceptable to the User, the User is free to not register and avail the service from the Website/ App.
In the event of any inconsistency between the Terms of Use and the Privacy Policy, the provisions under the Terms of Use shall supersede the terms of the Privacy Policy.
These Terms of Use should always be read in conjunction with the Privacy Policy.
In case the User notices any inaccuracies or errors, the User is encouraged to please inform the Company and/ or WealthyIN in writing so that necessary corrections/ updations can be done.
These Terms of Use, Privacy Policy and respective Product specific Terms and Conditions read together of Wealthy.in shall constitute a legally binding agreement between User and the Company regarding availing the product and /or services through Wealthy.in.
By downloading the app and/or registering on the app/website and/or accessing the platform and/or by submitting details on the platform and/or using any product/services/facilities offered on the platform, the User agrees and accept the following Terms of Use:
The Company is the licensed owner and/or authorized user of any trademark, registered trademark and/or service mark appearing on Wealthy.in. The respective entities (who is offering the concerned product./services) is the copyright owner or licensee of contents and/or information pertaining to such products on WealthyIN including but not limited to any text, images, illustrations, audio clips, video clips and screens appearing on Wealthy.in. All rights on Wealthy.in are reserved and User may not download and/or save a copy of Wealthy.in or any part thereof including any of the screens or part thereof and/or reproduce, store it in a retrieval system or transmit it in any form or by any means - electronic, electrostatic, magnetic tape, mechanical printing, photocopying, recording or otherwise including the right of translation in any language without the express permission of the Company and WealthyIN (except as otherwise provided in the Terms of Use for any purpose) or use it in any manner that is likely to cause confusion or deception among persons or in any manner which disparages or discredits the Company or its partners. However, User may print a copy of the information on the Website for User's personal use or records. Wealthy.in is for User's personal use. If User makes other use of Wealthy.in, except as otherwise provided above, User may violate copyright and other Laws of India and other countries and may be subject to penalties. The Company do not grant any license or other authorization to the User of its trademarks, registered trademarks, service marks, or other copyrightable material or other intellectual property by placing them on Wealthy.in.
By registering on Wealthy.in, providing the relevant details, and accepting these Terms of Use, implies that User has provided express consent to be contacted by the Company/ WealthyIN/ associates/ vendors / business partners (even though User may be in "National Do Not Call Registry") at the contact number, or electronic address provided by User while registering on the Wealthy.in or applying for any Product / Service through the App/Website. User further agrees to being contacted in any manner, including without limitation, SMS (including text messages), calls using pre-recorded messages or artificial voice, calls and messages delivered using auto telephone dialling system or an automatic texting system, and notifications sent via Wealthy.in. Automated messages may be left on the answering machine or voice mail. To opt-out from such messages, click on Unsubscribe link on any such email you receive from us. We may continue to use your email address to notify you of any critical administrative or operational updates.
User shall not:
User irrevocably and unconditionally authorise the company and/ or WealthyIN to access all information relating to User, available on Wealthy.in, including:
Subject to the Privacy Policy, all information submitted on or via the Website/App shall be deemed to be and remain the property of the Company and/or WealthyIN; and either the Company or WealthyIN shall be free to use the same in any manner (including, but not limited to, usage of the data for prefill of the required information) amongst each other in order to provide service/products to the User.
User agrees and undertakes to defend, indemnify and hold harmless the Company and/ or WealthyIN/ Vendors/business partners/associates and its directors, officers, employees, from any and all claims, loss, liabilities, damages, costs, action, expenses or any liability that it /he/ she may suffer or subject to or incur, including reasonable attorneys' fees, arising in any way from:
User acknowledges and agrees that the Company and / or WealthyIN may, at its sole discretion, without notice, suspend or terminate User ID, password or account or deny User access to all or part of WealthyIN, if:
The Company shall maintain the confidentiality of the User's Personal Information as per the Privacy Policy. The Company and / or WealthyIN recognize and acknowledge the value and importance of the protection of the User's information. The Company and WealthyIN shall exercise the same standard of care to protect the information from the User's that it exercises in protecting its own information. Further, the Company and / or WealthyIN will ensure that any third party, with whom the information is being shared, are under contractual obligations to protect the confidentiality of information of the Users of WealthyIN, and to use it only to provide the services to the extent as required under the agreement with the Company and / or WealthyIN.
The Website, the App, the Terms of Use, all transactions entered on or through WealthyIN and the relationship between User and the Company and / or WealthyIN shall be governed by and construed in accordance with the Laws of India and no other nation. Without regard to the Laws relating to conflicts of Law. User and the Company and / or WealthyIN agree that all claims, differences and disputes arising under or in connection with or pursuant to the Website, the App, the Terms of Use, any transactions entered into on or through WealthyIN or the relationship between User and the Company and / WealthyIN shall be subject to the exclusive jurisdiction of the competent courts located in the city of Bengaluru, India and User hereby accedes to and accept the jurisdiction of such courts. Provided that, notwithstanding what is stated above, if the Company and / or WealthyIN so thinks fit, it may institute proceedings against User in any other court or tribunal having jurisdiction. The Company accepts no liability whatsoever, direct or indirect for non-compliance with the Laws of any country other than that of India. The mere fact that the Website or the App can be accessed or used, or any facility can be availed of in a country other than India would not mean that the Laws of such country would be applicable, and the Company/WealthyIN shall not comply with the same.
The Company and / WealthyIN may give notice to the User by e-mail/letter/telephone or any other means as deemed fit, to the address available in the Company's Records. If the document/communication is sent by email, the Company and / or WealthyIN shall be deemed to have duly communicated and delivered any communication or document to User if such communication or document is delivered to the User. The User may give notice to the Company, in writing/delivering by hand/email/post /internet./fax/other electronic means, at the address/email ID mentioned on Wealthy.in. The Company and / or WealthyIN shall also be entitled to act on the basis of any instructions received or purported to be received by it from User by such means. Documents which may be sent by electronic communication between the parties may be in the form of an electronic mail, an electronic mail attachment, or in the form of an available download from the Website/ App.
If any dispute arises between the User and the Company or WealthyIN (individually a "Party" and collectively "Parties"), in connection with validity, interpretation, implementation or alleged material breach of the Terms of Use, the Parties shall endeavour to settle such dispute amicably. In case of failure of the Parties to settle such disputes within 15 days, either Party shall be entitled to refer the dispute to arbitration. The arbitration shall be conducted by a sole arbitrator mutually appointed. In, case of disagreement (regarding the appointment of a sole arbitrator), the arbitration shall be conducted by three (3) arbitrators of which each Party shall appoint one (1) arbitrator and the third arbitrator shall be appointed by the two appointed arbitrators. The arbitration proceedings shall be conducted in New Delhi, India and the same shall be governed by the provisions of the Indian Arbitration & Conciliation Act, 1996, or any statutory modification as may be then in force. The language of arbitration shall be English.
The failure or delay of the Company and / or WealthyIN to exercise or enforce any right or provision of the Terms of Use shall not constitute a waiver of such right or provision. No waiver on the part of the Company and / or WealthyIN shall be valid unless it is in writing signed by it or on its behalf. A waiver of any right or provision by the Company and / or WealthyIN on a particular occasion shall not prevent the Company from enforcing such right or provision on a subsequent occasion.
If any provision of the Terms of Use shall be held to be invalid or unenforceable by reason of any Law or any rule, order, judgment, decree, award or decision of any court, tribunal or regulatory or self-regulatory agency or body, such invalidity or unenforceability shall attach only to such provision or condition, and User, the Company and /or WealthyIN, the court, tribunal or regulatory or self-regulatory agency or body should endeavour to give effect to the parties' intentions as reflected in the provision to the extent possible. The validity of the remaining provisions and conditions shall not be affected thereby, and these Terms of Use shall be carried out as if any such invalid or unenforceable provision or condition was not contained herein.
Notwithstanding any statute or Law to the contrary, but to the extent permitted by Law, any claim or cause of action arising out of or related to access or use of WealthyIN or the Terms of use must be filed within 3 months from such claim or cause of action arose failing which it shall be forever barred.
The Company and/ or WealthyIN shall not be responsible for delay or default in the performance of their obligations due to any natural calamities, contingencies beyond their control including but not limited to war, civil disorder, arson, unavailability of any communication system, virus in the processes, computer hacking, computer crashes or acts of government /regulatory authorities.
The Terms of Use, Privacy Policy and Terms and Conditions and use of or access to Wealthy.in are not intended to create an agency, partnership, joint-venture or employer-employee relationship between User and Wealthy.in, the Company, WealthyIN, business partners, vendors and third parties except where otherwise specifically agreed or appointed.
Any complaints or concerns with regards to the content on the platform and/or comment and/or breach of these terms and/or to report any abuse of law, shall be immediately informed, with all the relevant details, to the designated Grievance Officer as mentioned below via in writing or through email to:
Mr Chitranjan Sharma (Customer Success & Support)
PN Plaza, 1090/B, Ground Floor, 18th Cross, 3rd Sector, HSR Layout, Bengaluru-560102
We request User to please provide the following information in User's complaint: