CreditAccess Grameen registers nearly 9% YoY rise in disbursements in Q3

The disbursements are higher by 14.2% as compared with the figure of Rs 5,085 crore registered in Q3 FY25.

The gross loan portfolio (GLP) as on 31 December 2025 was Rs 26,566 crore, up 7.1% YoY and up 2.6% QoQ.

The company added 2.1 lakh borrowers in Q3 FY26 as against 2.2 lakh borrowers added in Q2 FY26.

Its network expanded to 2,222 branches at the end of December 2025 from 2,209 branches at the end of September 2025.

The company witnessed normalisation of asset quality across geographies, with X-Bucket collection efficiency (CE) rising to 99.71% in December 2025. Karnataka emerged as one of the best performing states, marking a return to its earlier asset quality trends

The portfolio at risk (PAR) 0'30 improved materially during the period, declining from 100 basis points to 60 basis points, driven primarily by a reduction in fresh delinquency accretion. This indicates better early-stage repayment behavior and improved credit quality among recent borrowers.

At the same time, however, the subsequent PAR buckets continued to witness forward movement, reflecting the natural aging of existing delinquencies as accounts migrated to later stages of stress.

CreditAccess Grameen is a leading Indian microfinance institution headquartered in Bengaluru, focused on providing micro-loans to women customers predominantly in rural areas across India.

The company had reported 32.38% fall in consolidated net profit to Rs 125.81 crore even as revenue rose by 3.79% to Rs 1508.35 crore in Q2 FY26 as compared with Q2 FY25.

The scrip shed 0.85% to currently trade at Rs 1318.30 on the BSE.

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