We find out what makes the most impact and how to put all levers to use.

While income makes the most impact, it isn’t enough.

Levers of Wealth, Part 4: Income

Unlike your salary or returns, what you save falls entirely in your personal economy.

Saving is hard, but also what you can control most.

Levers of Wealth, Part 3: Saving

ROI is an example of investors focusing on something on which they have least control

Returns are important, but not for the same reasons as what most think.

Levers of Wealth, Part 2: ROI

Between income, saving, and returns, which adds most to your wealth?

The average investor obsesses over ROI while ignoring two equally important numbers.

The Levers of your Wealth - Part 1

Despite its attractive returns and EEE status, Sukanya Samriddhi isn't enough for your children's goals.

The savings scheme offers good returns and tax benefits. But is it enough for your children’s goals?

Sukanya Samriddhi Yojana: All you need to know

Personal loans are different from most other loans because they are unsecured.

What makes personal loans different from other kinds of loans?

Personal Loans: All you need to know

Yes, PPF provides tax benefits and good returns. But is it enough for all your needs?

It is probably the best fixed-returns product. But is it all you need?

PPF - All you need to know

Use mental shortcuts to approximate the time or rate required to double, triple, or halve your investment.

Find the returns and time required to double, triple, or even halve your investment.

Rule of 72 - All you need to know

We look at all the factors that decide the long-terms returns from a property.

Between outright purchase, paying EMIs, and renting, which yields the highest returns?

Buy v Rent, Part 2: ROI

Which is the most cost-effective option among outright purchase, EMIs, and renting?

We compare the cost of buying versus renting, and explain the impact of EMI to Rent ratio.

Buy v Rent. Part 1: Cost

How does indexation reduce the long-term capital gains on debt funds?

The benefit of indexation for LTCG makes debt funds an attractive option.

Taxation of Debt Mutual Funds

With their high liquidity and low risk, Liquid Funds are great for short-term investment or an emergency fund.

Why is it a good product during the current pandemic?

Liquid Funds - All you need to know

The lockdown and compulsory investment in annuity are major drawbacks of this pension product.

Despite the tax benefits and low cost, NPS isn’t an alternative to Mutual Funds.

National Pension Scheme (NPS) - All you need to know

With RBI encouraging banks to pump more money in the system, how will it help the economy?

Impact of RBI’s interest rate cuts

Side pocketing protects the interests of the investors Debt Mutual Funds by segregating bad assets.

By isolating the bad assets in a Debt Mutual Fund, it protects interests of investors.

How does side pocketing work?

At a time when American investors confined themselves to the US, Sir John Templeton identified the opportunity in post-war Japan.

Sir John Templeton invested during war, social unrest, and went around the world in search of pessimism.

Sir John Templeton, the seeker of pessimism

As institutions folded and markets tumbled in 2008, the legendary investor saw an opportunity nobody else did.

When Buffett bought gold for the price of silver

From emergency fund to asset allocation, the Coronavirus has been a stinging reminder of some fundamental tenets of Wealth Management.

Managing wealth during Coronavirus

On 23 March, 2020, the Sensex fell by nearly 4,000 points as the country went into a lockdown to prevent the outbreak of Covid-19. Should you keep investing?

When Sensex reaches 2014 levels, what should you do?

To contain its economic fallout, we will have to anticipate second-order effects of Covid-19 that may not be obvious now.

Unpacking the impact of a Black Swan Event

A wealth manager is a financial advisor who assists you in various financial needs. The scope of such consultant extends from investment to retirement planning

No, A wealth manager is not an investment banker!

Who is a Wealth Manager and Why Everyone Need One?

The new decade is here! We hope 2019 was great for you and 2020 ends up being even better. It is time to begin the new year with resolutions.

New Year, New Resolutions!

6 Wealth Resolutions for 2020 that You Can Take Today

Managing wealth encompasses various parts of one’s finances. When all of them are put together, they lead to financial well-being.

No! Wealth Management is not same as just investing.

What's Wealth Management & How It’s Different from Investing?

A Systematic Investment Plan, commonly known as an SIP, is widely considered to be the best way to invest in equity mutual funds. But how often?

Which is better? Any guesses?

How Frequent Should Your SIP Be? Quarterly or Monthly or Weekly?

A mutual fund is an investment tool. Many investors get together and pool their money into a mutual fund and are managed by an expert fund management team.

What is a mutual fund? Well, think of a plane.

3 Types of Mutual Funds And Why it's a Great Investment Tool?

In Short, having the right allocation to different asset classes makes a portfolio balanced. The balance here is between risk and reward

Re-balancing? What is that?

The Beginner’s Guide to Re-balancing Investment Portfolio

Let’s look at how emotions like overconfidence, hope, fear, and pessimism affect our investments and what we can do to make sure they don’t.

Let's Admit it, When the markets are volatile, we tend to take investment decisions on the basis of our emotions.

How Emotions Can Take a Toll on Your Investments?

You also know that investing is not as easy as it sounds. Making investing mistakes is probably easier. Hence, to ensure that you don’t make investment mistakes, we have come up with a 5-step plan to help you out.

A beginners Guide

The 5 Step Guide to Avoid Making Investment Mistakes

Do you know both principal and interest repayment of your home loan has certain tax benefits associated with them under section 80c and Section 24?

Home is not a place, it's a feeling!

Know the Tax benefits of your Home Loan

House Rent Allowance is the easiest and perhaps the most powerful tax-saver of all. Here is a guide to help you make the most of it.

HRA, a tax-saving machine

Your Guide to Make the Most of HRA for Tax Benefits

There are multiple ways to Save Tax and Investment is a Major one. But not all investments fall under Tax Savings.

How to master your taxes

How to Maximize Savings with Tax Saving Investments

There are a number of tax-saving options and choosing what's the best can be overwhelming. Here we have noted down all the options and what's best for you.

An Overview of Tax-Exemptions Available to an Individual

A Beginner's Guide To Tax Saving In 2019

We have all heard that Long term Investments are better. But is it? Let's analyze a few data over the years and check if it's a Myth or a Reality.

Boss the loss by investing for long-term

What Is Long-term Investing and Does It Really Work?

In the long-term, market crashes are a good opportunity to give your portfolio a boost. The markets will revive sooner or later. And so will your portfolio.

Welcome Stock Market Crashes with a Big Hug

An Investors Guide to Stock Market Crash

Actual Inflation rate not even close to what RBI says. Each one has our individual inflation rate and mostly it's higher than reported numbers.

Should you believe when RBI says 'Your' Inflation is 6%?

The Ugly Truth About Actual Inflation Rate

Financial Independence is your ability to maintain your current standard of living, with all future financial goals taken care of and without worrying about active income.

Quit cubicle movement

5 Steps to Achieve Financial Freedom

Not owing anything to anyone is a great feeling. However, to buy that house or that car or for that big fat wedding, we do need to borrow. It's important to keep the loan in check and balance early repayment with investment needs.

A Lannister always pays his debts. Do you?

The Dilemma of Repayment or Investment

Setting aside an Emergency Financial Fund which can help you deal with unexpected events in life is an important step in feeling financially secure.

An emergency fund can help you deal with unexpected events in life

How to Set Up an Emergency Fund?

To make a good savings plan, you should ideally know your expenses. The 90-day Expense Tracking will give you a very good perspective of your spending habits.

Nobody likes to be broke

Track Expenses - How to Know Where Your Money Goes?

Mutual Funds are a very good investment option. MFs bring the benefits of large numbers to your side; they are diversified to optimize the profit with minimum risk, and they are managed professionally.

See what’s beyond ‘subject to market risks’

What is Mutual Fund and Why You Should Care About It?

Gold has been a favourite of Indian households as an investment instrument. If you look at returns then the gold picture doesn’t look great.

Shine of gold is blinding, isin't it

Should You Even Consider Gold as an Investment?

Selling underperforming stocks and mutual funds is as important as giving away that old pair of denims that you do not wear anymore.

Clean your Portfolio in 3 Simple Steps

How about Some Diwali Cleaning? But, for Your Investment Portfolio

PPF has been the favorite of everyone, old and young, to save taxes. But with changing the economic environment and better returns given by equities, is it time for a re-look?

PPF is the tax-saving darling of everyone. But could equities (ELSS) be a better choice?

PPF or ELSS - Where Should You Invest to Save Tax?

Sensex is at an all-time high is a great newspaper headline. And as an investor, you should treat it exactly like that rather than an event that changes your investment plans.

Absolutely, yes!

Sensex is at an All Time High - Invest Or Not?

Health insurance is also wealth insurance. In addition to all those benefits, the premium paid is eligible for tax saving under section 80D

Health and Wealth!

Know the Tax benefits of Your Health Insurance

Life Insurance premiums are eligible for tax saving under section 80C. It is recommended not to purchase unnecessary insurance just to save tax.

Don't go for Life Insurance just to Save Taxes!

How to Use Life Insurance to Save Income Tax?

For Home Loan Eligibility banks along with Your age, your profession and your company also look at your CIBIL credit score and DTI ratio.

Improve your home loans eligibility - CIBIL Score Up and DTI ratio Down

How to Improve Your Home Loans Eligibility?

Health Insurance is that shield which acts as your first defence against ill-health. It ensures that you get the best treatment possible and take as much time as required to recover without worrying about its impact on your bank account.

Stay Healthy, Stay Wealthy

What is Health Insurance and How to Choose One?

Picking multi-bagger stocks is not easy. It takes intensive research and a deep understanding of the business to identify the right stocks.

Unless you are Warren Buffett of course!

Picking Stocks is Best Left to the Professionals

Think twice before you buy real estate. Delay in possession and unrealistically high prices do not make it a wise investment. Better stay on rent than own one

Wait, this can't be true

Is It The Right Time to Invest in Real Estate?

Is your money in savings account giving you the returns which beats inflation? Perhaps not.

The 4% disease your money might have

Why You Should Never Save Your Money In A Bank Account

Start investing when you are young to fully realize the power of compounding. Grow your money by investing early.

The eighth wonder of the world

How the Power of Compounding Interest Can Make You Rich?

Section 80C is a way to pay less tax and increase take-home salary. If you are not close to retirement, ELSS is a must-do for tax-saving.

Nobody likes Taxes!

What are the Best Tax Saving Options Under Section 80C

Startup investing is not always rewarding. Don't rush into becoming an angel investor without understanding the risk reward ratio of startup investing.

Maybe, maybe not

Is Investing in a Startup Worth It?

Over long-term, equities give better returns than all other asset classes.

What is this risky business

How to Grow your Wealth by Investing in Equity

Life Insurance is not an investment. It is to ensure a secure future to your loved ones when you are not around!

Wealthy Insights