FAQs
Can I redeem my reward points after deactivating the credit card?
Once the card is deactivated, you can no longer utilise the accumulated reward points.
Can I convert my reward points to cash?
Very few credit card issuers provide the facility of converting reward points to cash. You should check the terms and conditions of your credit card provider.
Does paying the minimum amount due affect my credit score?
If you pay only the minimum amount due, you will not be charged a late payment fee. Paying only the minimum amount due over time, your credit utilisation will increase, negatively impacting your credit score.