Non-convertible debentures(NCDs) are a financial instrument that is used by companies to raise long-term capital. This is done through a public issue. NCDs are a debt instrument with a fixed tenure and people who invest in these receive regular interest at a certain rate.

Navi NCD has Better returns, secured NCDs provide a higher NCD interest rate to their investors. It also has Good Liquidity, we can Sell NCD investments on stock exchanges or exercise the Put/Call option. Also, there’s No Upfront Tax that means no tax is deducted at source as per the provisions of Sec 193 of the IT Act.

Investors can subscribe to NCDs during the public issue within a specific time frame. Also, they are listed on a stock exchange where investors can subscribe through the registered brokers. Also, NCDs have higher liquidity as it is mandatory to list them on a stock exchange. Thus, investors can buy or sell NCDs anytime in the secondary market.The interest rate offered by an NCD is generally higher than that of a fixed deposit and NCDs are very flexible in tenure, with a minimum tenure of 90 days to maximum tenure of 10 years. Investors can opt for short or long term NCD based on their investment objective.

You will require a demat account with any registered broker.

Minimum investment can be as low as 10,000.

Within 5 working days, it will be deposited into your demat account.

It will be directly transferred to you bank account after the w duration of tenure.

Wealthy.in is (referred to as Wealthy for brevity) an online wealth management platform that offers consumers tools and products to manage their wealth. The platform is operated and maintained by Buildwealth Technologies Private Limited. Execution services across mutual funds and other investment products are offered by WealthyIN Customer Services Private Limited, an AMFI registered mutual fund distributor with ARN 106846. Wealthy is not an investment advisor and baskets available on the platform are incidental to our distribution business and should not be construed as investment advice.

Your investment accounts are held directly with CDSL (Central Depository Services Limited) in your own demat and hence there is no risk of you losing money in case Wealthy shuts down. However, it won't be as easy as fun and as rewarding as it is with Wealthy. Moreover, we are not going anywhere, promise.

Wealthy takes security of all its users, their data and transactions very seriously. All our systems are bank-grade secure and we have implemented a three-tier security structure where your data is secure in all three states - on server, at client and during the transit. Moreover, your money is directly sent to reputed Mutual Fund companies without the money ever hitting Wealthy's bank account.

No, we don't charge you anything to use Wealthy. All our services are absolutely free for users

Wealthy uses a combination of its team's expertise in finance, data and technology to make your money work for you. The core of our investment basket approach is based on the principles of Capital Asset Pricing Model, i.e., we ensure that you take lowest risk for a given return target. We help you do that by a) enough diversification and b) continuous monitoring of your portfolio. In other words our pre-selected fund baskets ensure that your eggs are placed in different and right baskets 24X7.

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